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Added September 6, 2026

SimpleRMD

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About the product

SimpleRMD is an RMD calculation and tracking tool for retirees, beneficiaries, and the professionals who serve them. Calculate required minimum distributions under current SECURE 2.0 rules — including inherited IRAs — track multiple accounts, and export CPA-ready reports. Free calculator, no signup. FEATURES • RMD Calculator: Calculate your required minimum distribution in about two minutes under current SECURE 2.0 rules, including the age-73/75 starting ages. Free, no signup. • Inherited IRA Support: Handles beneficiary RMDs under the post-2019 rules, including the 10-year rule and annual distributions for inherited accounts. • Multi-Account Tracking: Track RMDs across all your IRAs and workplace plans in one place, so nothing slips past December 31. • CPA-Ready Exports: Download clean reports of your calculations and distribution history to hand straight to your tax preparer. • Plain-English Guides: Companion articles explain the rules behind every number: who has to take an RMD, when they start, and how inherited accounts differ.
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